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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,099 | $61,391-81.9% | $149,723-92.6% | $71,529-84.5% |
| Participation rate | 82.8% | 62.5%+20.3pp | 78.8%+4.0pp | 67.9%+14.9pp |
| Annual return | 29.84% | 35.88%-6.0pp | 134.50%-104.7pp | 28.97%+0.9pp |
| Employer contribution / active EE | $983 | $2,384-58.8% | $4,821-79.6% | $2,590-62.1% |
| Participant deferral / active EE | $1,440 | $2,921-50.7% | $5,682-74.7% | $4,291-66.4% |
| Admin fee / account holder | $327 | $1,264-74.2% | $13,215-97.5% | $1,588-79.4% |