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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,238 | $95,406-63.1% | $185,849-81.0% | $85,847-59.0% |
| Participation rate | 32.1% | 68.8%-36.7pp | 81.7%-49.7pp | 69.3%-37.3pp |
| Annual return | 13.03% | 23.59%-10.6pp | 122.10%-109.1pp | 318.61%-305.6pp |
| Employer contribution / active EE | $614 | $3,314-81.5% | $5,169-88.1% | $2,565-76.1% |
| Participant deferral / active EE | $1,023 | $3,424-70.1% | $5,569-81.6% | $3,952-74.1% |
| Admin fee / account holder | $2,486 | $7,214-65.5% | $16,244-84.7% | $6,261-60.3% |