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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,983 | $77,638-87.1% | $156,551-93.6% | $62,881-84.1% |
| Participation rate | 32.2% | 71.2%-39.0pp | 84.0%-51.8pp | 69.3%-37.1pp |
| Annual return | 26.16% | 50.33%-24.2pp | 32.23%-6.1pp | 20.14%+6.0pp |
| Employer contribution / active EE | $652 | $3,444-81.1% | $5,501-88.1% | $2,281-71.4% |
| Participant deferral / active EE | $1,003 | $3,046-67.1% | $4,871-79.4% | $3,203-68.7% |
| Admin fee / account holder | $107 | $5,561-98.1% | $13,028-99.2% | $4,296-97.5% |