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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,479 | $87,546-86.9% | $75,784-84.9% | $125,389-90.8% |
| Participation rate | 75.0% | 80.2%-5.2pp | 75.8%-0.8pp | 83.2%-8.2pp |
| Annual return | -3.04% | 13.49%-16.5pp | 9.68%-12.7pp | 282.24%-285.3pp |
| Employer contribution / active EE | $4,007 | $3,930+2.0% | $3,323+20.6% | $4,866-17.6% |
| Participant deferral / active EE | $948 | $4,230-77.6% | $3,652-74.0% | $5,352-82.3% |
| Admin fee / account holder | $731 | $6,503-88.8% | $5,300-86.2% | $9,541-92.3% |