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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,949 | $99,345-92.0% | $84,753-90.6% | $273,972-97.1% |
| Participation rate | 95.7% | 80.7%+15.0pp | 76.6%+19.1pp | 83.0%+12.6pp |
| Annual return | 43.79% | 22.93%+20.9pp | 22.78%+21.0pp | 41.46%+2.3pp |
| Employer contribution / active EE | $3,256 | $4,214-22.7% | $3,574-8.9% | $4,869-33.1% |
| Participant deferral / active EE | $1,543 | $4,270-63.9% | $3,712-58.4% | $5,287-70.8% |
| Admin fee / account holder | $1,093 | $6,645-83.6% | $5,333-79.5% | $10,133-89.2% |