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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,062 | $106,008-84.8% | $92,240-82.6% | $147,586-89.1% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 54.54% | 50.05%+4.5pp | 176.29%-121.8pp | 578.59%-524.1pp |
| Employer contribution / active EE | $6,987 | $4,333+61.2% | $3,680+89.9% | $4,876+43.3% |
| Participant deferral / active EE | $3,637 | $4,478-18.8% | $3,897-6.7% | $5,439-33.1% |
| Admin fee / account holder | $3,331 | $6,333-47.4% | $5,194-35.9% | $10,886-69.4% |