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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,407 | $64,729-65.4% | $112,263-80.0% | $68,490-67.3% |
| Participation rate | 90.4% | 67.2%+23.3pp | 75.1%+15.3pp | 67.9%+22.5pp |
| Annual return | -19.92% | -11.40%-8.5pp | 27.49%-47.4pp | -7.85%-12.1pp |
| Employer contribution / active EE | $4,410 | $2,746+60.6% | $3,636+21.3% | $2,597+69.8% |
| Participant deferral / active EE | $5,957 | $3,566+67.1% | $4,729+25.9% | $4,028+47.9% |
| Admin fee / account holder | $4,011 | $5,222-23.2% | $6,410-37.4% | $5,403-25.8% |