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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,407 | $64,706-65.4% | $112,244-80.0% | $68,498-67.3% |
| Participation rate | 90.4% | 67.1%+23.3pp | 75.1%+15.4pp | 67.9%+22.5pp |
| Annual return | -19.92% | -11.40%-8.5pp | 27.46%-47.4pp | -7.84%-12.1pp |
| Employer contribution / active EE | $4,410 | $2,746+60.6% | $3,635+21.3% | $2,596+69.8% |
| Participant deferral / active EE | $5,957 | $3,565+67.1% | $4,728+26.0% | $4,027+47.9% |
| Admin fee / account holder | $4,011 | $5,231-23.3% | $6,411-37.4% | $5,403-25.8% |