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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,128 | $72,273-73.5% | $101,275-81.1% | $79,856-76.0% |
| Participation rate | 100.0% | 68.5%+31.5pp | 75.8%+24.2pp | 69.6%+30.4pp |
| Annual return | 15.57% | 22.30%-6.7pp | 46.48%-30.9pp | 31.71%-16.1pp |
| Employer contribution / active EE | $10,510 | $2,691+290.5% | $3,660+187.1% | $2,471+325.3% |
| Participant deferral / active EE | $1,127 | $3,282-65.7% | $4,371-74.2% | $3,741-69.9% |
| Admin fee / account holder | $5,832 | $4,401+32.5% | $5,948-2.0% | $5,306+9.9% |