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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,798 | $106,280-76.7% | $96,538-74.3% | $139,487-82.2% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 15.10% | 38.48%-23.4pp | 35.74%-20.6pp | 373.84%-358.7pp |
| Employer contribution / active EE | $52,577 | $4,107+1180.2% | $3,740+1305.7% | $4,755+1005.8% |
| Participant deferral / active EE | $61,990 | $5,457+1036.0% | $4,880+1170.2% | $6,713+823.5% |
| Admin fee / account holder | $10,681 | $7,888+35.4% | $6,737+58.5% | $11,407-6.4% |