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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,781 | $78,682-68.5% | $109,188-77.3% | $85,851-71.1% |
| Participation rate | 100.0% | 68.3%+31.7pp | 75.9%+24.1pp | 69.3%+30.7pp |
| Annual return | 51.94% | 25.09%+26.8pp | 25.76%+26.2pp | 318.63%-266.7pp |
| Employer contribution / active EE | $5,002 | $2,734+83.0% | $3,723+34.4% | $2,565+95.0% |
| Participant deferral / active EE | $5,261 | $3,468+51.7% | $4,654+13.0% | $3,952+33.1% |
| Admin fee / account holder | $426 | $5,470-92.2% | $6,755-93.7% | $6,261-93.2% |