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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER LIFE & ANNUITY INSURANCE CO Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $14,645 |
Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 27 1 NEW YORK PLZ 12TH FL · NEW YORK, NY 10004 | Advisory (Plan) | $5,000 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $88 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,467 | $88,087-45.0% | $164,866-70.6% | $74,546-35.0% |
| Participation rate | 98.1% | 73.1%+25.1pp | 78.6%+19.5pp | 67.2%+30.9pp |
| Annual return | 13.45% | 17.27%-3.8pp | 69.97%-56.5pp | 1366.03%-1352.6pp |
| Employer contribution / active EE | $469 | $2,595-81.9% | $4,343-89.2% | $2,624-82.1% |
| Participant deferral / active EE | $6,041 | $4,499+34.3% | $6,033+0.1% | $4,347+39.0% |
| Admin fee / account holder | $111 | $2,232-95.0% | $12,689-99.1% | $1,944-94.3% |