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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,417 | $81,870-49.4% | $119,622-65.4% | $68,486-39.5% |
| Participation rate | 96.8% | 71.9%+24.9pp | 79.3%+17.6pp | 67.9%+28.9pp |
| Annual return | -13.29% | -23.82%+10.5pp | -14.98%+1.7pp | -7.85%-5.4pp |
| Employer contribution / active EE | $511 | $2,692-81.0% | $4,232-87.9% | $2,597-80.3% |
| Participant deferral / active EE | $5,679 | $4,148+36.9% | $5,601+1.4% | $4,028+41.0% |
| Admin fee / account holder | $3,024 | $6,583-54.1% | $10,328-70.7% | $5,404-44.0% |