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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,918 | $65,704-39.2% | $94,229-57.6% | $59,633-33.1% |
| Participation rate | 85.3% | 72.1%+13.2pp | 78.8%+6.5pp | 68.7%+16.6pp |
| Annual return | -1.35% | 5.22%-6.6pp | 10.68%-12.0pp | 2041.45%-2042.8pp |
| Employer contribution / active EE | $291 | $2,021-85.6% | $3,587-91.9% | $2,203-86.8% |
| Participant deferral / active EE | $3,006 | $3,143-4.4% | $4,320-30.4% | $3,192-5.8% |
| Admin fee / account holder | $869 | $4,265-79.6% | $6,269-86.1% | $4,297-79.8% |