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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,127 | $83,045-54.1% | $130,026-70.7% | $71,495-46.7% |
| Participation rate | 98.1% | 74.1%+23.9pp | 78.5%+19.6pp | 67.9%+30.1pp |
| Annual return | 17.08% | 20.61%-3.5pp | -137.26%+154.3pp | 28.85%-11.8pp |
| Employer contribution / active EE | $497 | $2,623-81.1% | $4,321-88.5% | $2,589-80.8% |
| Participant deferral / active EE | $5,957 | $4,436+34.3% | $5,821+2.3% | $4,291+38.8% |
| Admin fee / account holder | $3,985 | $1,727+130.8% | $10,608-62.4% | $1,588+151.0% |