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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,564 | $78,707-42.1% | $117,861-61.3% | $70,126-35.0% |
| Participation rate | 89.7% | 73.2%+16.6pp | 79.7%+10.1pp | 69.5%+20.2pp |
| Annual return | 17.25% | 23.30%-6.0pp | 335.11%-317.9pp | 73.15%-55.9pp |
| Employer contribution / active EE | $349 | $2,223-84.3% | $3,786-90.8% | $2,343-85.1% |
| Participant deferral / active EE | $3,879 | $3,297+17.6% | $4,482-13.4% | $3,332+16.4% |
| Admin fee / account holder | $2,313 | $5,066-54.3% | $8,021-71.2% | $4,645-50.2% |