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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,683 | $76,551+309.8% | $123,894+153.2% | $62,881+398.9% |
| Participation rate | 85.7% | 73.0%+12.7pp | 81.4%+4.3pp | 69.3%+16.4pp |
| Annual return | 7.54% | 18.68%-11.1pp | 47.52%-40.0pp | 20.14%-12.6pp |
| Employer contribution / active EE | $17,471 | $2,882+506.1% | $4,617+278.4% | $2,281+666.0% |
| Participant deferral / active EE | $1,509 | $4,840-68.8% | $5,984-74.8% | $3,203-52.9% |
| Admin fee / account holder | $16,507 | $4,826+242.0% | $8,357+97.5% | $4,296+284.3% |