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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,808 | $72,177+315.4% | $115,038+160.6% | $59,633+402.8% |
| Participation rate | 85.2% | 72.6%+12.6pp | 81.4%+3.8pp | 68.7%+16.5pp |
| Annual return | 1.07% | 12.02%-11.0pp | 26.14%-25.1pp | 2041.45%-2040.4pp |
| Employer contribution / active EE | $15,131 | $2,841+432.6% | $4,608+228.4% | $2,203+587.0% |
| Participant deferral / active EE | $1,171 | $4,783-75.5% | $6,026-80.6% | $3,192-63.3% |
| Admin fee / account holder | $41,214 | $4,927+736.5% | $8,175+404.1% | $4,297+859.1% |