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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,971 | $174,875+50.9% | $125,391+110.5% | - |
| Participation rate | 92.9% | 70.4%+22.5pp | 82.4%+10.5pp | - |
| Annual return | -15.90% | -12.92%-3.0pp | 572.41%-588.3pp | - |
| Employer contribution / active EE | $9,777 | $3,570+173.9% | $4,816+103.0% | - |
| Participant deferral / active EE | $2,663 | $6,354-58.1% | $7,448-64.2% | - |
| Admin fee / account holder | $88,046 | $56,366+56.2% | $10,009+779.7% | - |