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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,986 | $85,766+264.9% | $136,298+129.6% | $70,126+346.3% |
| Participation rate | 87.8% | 74.2%+13.6pp | 81.9%+5.9pp | 69.5%+18.2pp |
| Annual return | 16.09% | 31.46%-15.4pp | 5156.27%-5140.2pp | 73.15%-57.1pp |
| Employer contribution / active EE | $20,731 | $2,966+598.9% | $4,696+341.5% | $2,343+785.0% |
| Participant deferral / active EE | $1,592 | $5,051-68.5% | $6,247-74.5% | $3,332-52.2% |
| Admin fee / account holder | $53,572 | $5,421+888.3% | $9,244+479.5% | $4,645+1053.2% |