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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,706 | $91,439+228.9% | $135,974+121.2% | $71,511+320.5% |
| Participation rate | 94.3% | 75.7%+18.7pp | 81.9%+12.4pp | 67.9%+26.4pp |
| Annual return | 15.20% | 29.90%-14.7pp | 68.30%-53.1pp | 28.86%-13.7pp |
| Employer contribution / active EE | $20,560 | $3,705+455.0% | $4,859+323.1% | $2,589+694.1% |
| Participant deferral / active EE | $5,481 | $7,093-22.7% | $7,760-29.4% | $4,291+27.7% |
| Admin fee / account holder | $12,010 | $1,267+848.2% | $10,767+11.6% | $1,588+656.1% |