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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $354,917 | $89,370+297.1% | $141,197+151.4% | $72,976+386.3% |
| Participation rate | 95.5% | 75.1%+20.4pp | 82.5%+13.0pp | 69.5%+26.0pp |
| Annual return | 22.26% | 111.88%-89.6pp | 71.41%-49.1pp | 81.02%-58.8pp |
| Employer contribution / active EE | $11,562 | $3,115+271.2% | $4,736+144.1% | $2,440+373.8% |
| Participant deferral / active EE | $6,258 | $5,419+15.5% | $6,710-6.7% | $3,608+73.5% |
| Admin fee / account holder | $2,025 | $5,957-66.0% | $10,265-80.3% | $5,124-60.5% |