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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $424,460 | $98,776+329.7% | $149,745+183.5% | $79,856+431.5% |
| Participation rate | 97.7% | 75.8%+21.9pp | 82.5%+15.2pp | 69.6%+28.1pp |
| Annual return | 19.91% | 27.38%-7.5pp | 276.72%-256.8pp | 31.71%-11.8pp |
| Employer contribution / active EE | $20,598 | $3,217+540.2% | $4,646+343.4% | $2,471+733.5% |
| Participant deferral / active EE | $7,000 | $5,681+23.2% | $6,843+2.3% | $3,741+87.1% |
| Admin fee / account holder | $9,193 | $6,053+51.9% | $9,312-1.3% | $5,306+73.2% |