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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,688 | $73,787+209.9% | $98,716+131.7% | $82,448+177.4% |
| Participation rate | 84.8% | 61.4%+23.4pp | 69.3%+15.6pp | 68.1%+16.8pp |
| Annual return | 13.40% | 18.57%-5.2pp | 31.81%-18.4pp | 41.64%-28.2pp |
| Employer contribution / active EE | $5,592 | $1,511+270.0% | $2,279+145.4% | $2,551+119.2% |
| Participant deferral / active EE | $4,468 | $3,081+45.0% | $4,048+10.4% | $4,139+7.9% |
| Admin fee / account holder | $33,723 | $6,500+418.8% | $8,703+287.5% | $7,234+366.2% |