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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,666 | $54,541+159.7% | $78,778+79.8% | $70,126+102.0% |
| Participation rate | 90.6% | 60.8%+29.8pp | 69.2%+21.4pp | 69.5%+21.1pp |
| Annual return | 15.73% | 21.07%-5.3pp | 35.62%-19.9pp | 73.15%-57.4pp |
| Employer contribution / active EE | $3,220 | $1,089+195.8% | $1,986+62.2% | $2,343+37.5% |
| Participant deferral / active EE | $2,384 | $2,210+7.9% | $2,958-19.4% | $3,332-28.4% |
| Admin fee / account holder | $7,299 | $3,709+96.8% | $5,134+42.2% | $4,645+57.1% |