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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,399 | $48,364+93.1% | $71,796+30.1% | $62,881+48.5% |
| Participation rate | 100.0% | 60.6%+39.4pp | 69.1%+30.9pp | 69.3%+30.7pp |
| Annual return | 8.65% | 13.16%-4.5pp | 78.04%-69.4pp | 20.14%-11.5pp |
| Employer contribution / active EE | $3,788 | $1,042+263.6% | $1,924+96.8% | $2,281+66.1% |
| Participant deferral / active EE | $1,659 | $2,091-20.7% | $2,794-40.6% | $3,203-48.2% |
| Admin fee / account holder | $3,116 | $3,771-17.4% | $4,815-35.3% | $4,296-27.5% |