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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,593 | $70,430+172.0% | $96,572+98.4% | $85,851+123.2% |
| Participation rate | 93.9% | 61.8%+32.1pp | 69.8%+24.1pp | 69.3%+24.6pp |
| Annual return | 13.90% | 18.58%-4.7pp | 37.79%-23.9pp | 318.63%-304.7pp |
| Employer contribution / active EE | $4,175 | $1,413+195.4% | $2,357+77.1% | $2,565+62.7% |
| Participant deferral / active EE | $3,522 | $2,894+21.7% | $3,850-8.5% | $3,952-10.9% |
| Admin fee / account holder | $5,185 | $4,996+3.8% | $6,183-16.1% | $6,261-17.2% |