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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,051 | $65,566+177.7% | $86,235+111.1% | $75,177+142.2% |
| Participation rate | 100.0% | 60.5%+39.5pp | 69.0%+31.0pp | 67.2%+32.8pp |
| Annual return | 15.65% | 46.07%-30.4pp | 1170.03%-1154.4pp | 160.75%-145.1pp |
| Employer contribution / active EE | $5,923 | $1,553+281.3% | $2,381+148.7% | $2,671+121.7% |
| Participant deferral / active EE | $4,525 | $3,023+49.7% | $3,987+13.5% | $4,126+9.7% |
| Admin fee / account holder | $7,147 | $5,470+30.7% | $6,856+4.2% | $5,651+26.5% |