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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,550 | $71,215+173.2% | $93,696+107.6% | $80,935+140.4% |
| Participation rate | 93.1% | 60.4%+32.7pp | 68.7%+24.4pp | 67.7%+25.4pp |
| Annual return | 11.92% | 11.27%+0.6pp | 133.74%-121.8pp | 35.66%-23.7pp |
| Employer contribution / active EE | $6,679 | $1,565+326.7% | $2,422+175.8% | $2,757+142.3% |
| Participant deferral / active EE | $4,866 | $4,037+20.5% | $4,417+10.2% | $4,299+13.2% |
| Admin fee / account holder | $8,030 | $6,958+15.4% | $8,287-3.1% | $6,924+16.0% |