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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,067 | $59,805+184.4% | $79,551+113.8% | $68,498+148.3% |
| Participation rate | 86.7% | 61.1%+25.6pp | 69.5%+17.2pp | 67.9%+18.8pp |
| Annual return | -16.82% | -12.30%-4.5pp | 0.14%-17.0pp | -7.84%-9.0pp |
| Employer contribution / active EE | $5,532 | $1,505+267.6% | $2,413+129.3% | $2,596+113.1% |
| Participant deferral / active EE | $3,866 | $3,024+27.8% | $3,985-3.0% | $4,027-4.0% |
| Admin fee / account holder | $7,119 | $4,835+47.2% | $6,833+4.2% | $5,403+31.8% |