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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.9+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $220,296 |
DIMEO SCHNEIDER & ASSOCIATES LLC9+ years Service code 28 · EIN 36-4001764 | Investment Management | $192,282 |
Service code 26 · EIN 75-0163033 | Advisory (Participants) | $102,065 |
AT INVESTMENT ADVISERS INC7 years Service code 26 · EIN 20-0822261 | Advisory (Participants) | $67,215 |
CAPITAL MGMT SERVICES INC4 years Service code 26 · EIN 43-1410129 | Advisory (Participants) | $26,168 |
BRINKER CAPITAL4 years Filed as: BRINKER CAPITAL INVESTMENTS LL Service code 26 · EIN 32-0070947 | Advisory (Participants) | $24,452 |
CERITY PARTNERS1 year Filed as: CERITY PARTNERS LLC Service code 26 · EIN 27-1180831 | Advisory (Participants) | $22,314 |
Service code 26 · EIN 88-0967642 | Advisory (Participants) | $21,646 |
TOTH FINANCIAL ADVISORY CORP7 years Service code 26 · EIN 54-1382083 | Advisory (Participants) | $21,328 |
Filed as: BUCKINGHAM STRATEGIC WEALTH LL Service code 26 · EIN 20-8306720 | Advisory (Participants) | $17,533 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $440,662 | $122,128+260.8% | $147,117+199.5% | $200,096+120.2% |
| Participation rate | 95.7% | 78.2%+17.5pp | 82.2%+13.5pp | 72.0%+23.7pp |
| Annual return | 12.43% | 30.58%-18.2pp | 420.54%-408.1pp | 34.26%-21.8pp |
| Employer contribution / active EE | $13,377 | $4,093+226.9% | $4,932+171.2% | $3,038+340.4% |
| Participant deferral / active EE | $14,975 | $8,484+76.5% | $8,065+85.7% | $5,090+194.2% |
| Admin fee / account holder | $246 | $180+36.8% | $12,993-98.1% | $269-8.8% |