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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $350,683 | $145,431+141.1% | $211,142+66.1% | $87,485+300.9% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.3%+12.7pp | 68.9%+31.1pp |
| Annual return | 10.96% | 27.21%-16.2pp | 46.84%-35.9pp | 26.06%-15.1pp |
| Employer contribution / active EE | $6,808 | $4,662+46.0% | $6,442+5.7% | $2,596+162.2% |
| Participant deferral / active EE | $10,496 | $6,859+53.0% | $9,284+13.1% | $4,274+145.6% |
| Admin fee / account holder | $68,271 | $17,052+300.4% | $19,076+257.9% | $7,775+778.1% |