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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,293 | $123,793+149.0% | $177,848+73.3% | $79,856+286.1% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.7%+12.3pp | 69.6%+30.4pp |
| Annual return | 4.56% | 22.82%-18.3pp | 48.33%-43.8pp | 31.71%-27.1pp |
| Employer contribution / active EE | $5,345 | $4,095+30.5% | $5,919-9.7% | $2,471+116.3% |
| Participant deferral / active EE | $7,691 | $5,956+29.1% | $7,714-0.3% | $3,741+105.6% |
| Admin fee / account holder | $6,289 | $7,243-13.2% | $12,431-49.4% | $5,306+18.5% |