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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $346,031 | $125,797+175.1% | $170,043+103.5% | $75,173+360.3% |
| Participation rate | 100.0% | 83.6%+16.4pp | 87.0%+13.0pp | 67.2%+32.8pp |
| Annual return | 5.55% | 27.20%-21.6pp | 53.40%-47.8pp | 160.72%-155.2pp |
| Employer contribution / active EE | $6,076 | $4,616+31.6% | $6,790-10.5% | $2,671+127.5% |
| Participant deferral / active EE | $10,921 | $6,838+59.7% | $10,410+4.9% | $4,126+164.7% |
| Admin fee / account holder | $8,618 | $8,177+5.4% | $12,824-32.8% | $5,651+52.5% |