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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $301,285 | $109,359+175.5% | $162,185+85.8% | $72,976+312.9% |
| Participation rate | 100.0% | 84.3%+15.7pp | 87.6%+12.4pp | 69.5%+30.5pp |
| Annual return | 7.10% | 25.46%-18.4pp | 115.61%-108.5pp | 81.02%-73.9pp |
| Employer contribution / active EE | $5,221 | $3,907+33.6% | $5,613-7.0% | $2,440+114.0% |
| Participant deferral / active EE | $7,126 | $5,481+30.0% | $7,297-2.3% | $3,608+97.5% |
| Admin fee / account holder | $23,453 | $7,972+194.2% | $10,844+116.3% | $5,124+357.7% |