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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,506 | $94,529+211.6% | $140,019+110.3% | $64,173+358.9% |
| Participation rate | 100.0% | 84.1%+15.9pp | 87.5%+12.5pp | 69.6%+30.4pp |
| Annual return | 3.25% | 7.77%-4.5pp | 651.17%-647.9pp | 7.63%-4.4pp |
| Employer contribution / active EE | $4,901 | $3,812+28.6% | $5,605-12.6% | $2,381+105.9% |
| Participant deferral / active EE | $6,615 | $5,250+26.0% | $6,927-4.5% | $3,470+90.7% |
| Admin fee / account holder | $12,992 | $6,741+92.7% | $10,705+21.4% | $4,887+165.8% |