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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $355,873 | $138,385+157.2% | $184,243+93.2% | $80,925+339.8% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.7%+32.3pp |
| Annual return | 15.69% | 20.02%-4.3pp | 28.82%-13.1pp | 35.65%-20.0pp |
| Employer contribution / active EE | $5,916 | $4,851+22.0% | $6,427-7.9% | $2,756+114.6% |
| Participant deferral / active EE | $10,498 | $7,075+48.4% | $9,132+14.9% | $4,299+144.2% |
| Admin fee / account holder | $25,959 | $10,489+147.5% | $13,914+86.6% | $6,940+274.0% |