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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,283 | $87,834+228.2% | $133,975+115.2% | $62,881+358.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 87.1%+12.9pp | 69.3%+30.7pp |
| Annual return | 2.92% | 12.05%-9.1pp | 29.29%-26.4pp | 20.14%-17.2pp |
| Employer contribution / active EE | $4,922 | $3,482+41.3% | $5,211-5.6% | $2,281+115.8% |
| Participant deferral / active EE | $6,574 | $4,812+36.6% | $6,282+4.7% | $3,203+105.2% |
| Admin fee / account holder | $11,139 | $5,372+107.3% | $9,324+19.5% | $4,296+159.3% |