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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,960 | $100,060+207.8% | $149,721+105.7% | $70,126+339.2% |
| Participation rate | 100.0% | 83.6%+16.4pp | 87.1%+12.9pp | 69.5%+30.5pp |
| Annual return | 11.05% | 27.46%-16.4pp | 1501.67%-1490.6pp | 73.15%-62.1pp |
| Employer contribution / active EE | $4,791 | $3,661+30.9% | $5,444-12.0% | $2,343+104.5% |
| Participant deferral / active EE | $6,242 | $4,982+25.3% | $6,568-5.0% | $3,332+87.3% |
| Admin fee / account holder | $5,719 | $8,285-31.0% | $11,282-49.3% | $4,645+23.1% |