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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $395,100 | $106,524+270.9% | $152,301+159.4% | $87,485+351.6% |
| Participation rate | 92.6% | 75.8%+16.8pp | 82.4%+10.1pp | 68.9%+23.7pp |
| Annual return | 10.52% | 26.89%-16.4pp | 80.50%-70.0pp | 26.06%-15.5pp |
| Employer contribution / active EE | $6,451 | $3,371+91.4% | $4,624+39.5% | $2,596+148.5% |
| Participant deferral / active EE | $11,781 | $6,525+80.5% | $8,004+47.2% | $4,274+175.7% |
| Admin fee / account holder | $1,769 | $8,287-78.7% | $14,398-87.7% | $7,775-77.2% |