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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $355,817 | $102,429+247.4% | $147,096+141.9% | $80,925+339.7% |
| Participation rate | 85.2% | 75.9%+9.3pp | 82.2%+3.0pp | 67.7%+17.5pp |
| Annual return | 18.39% | 135.02%-116.6pp | 419.75%-401.4pp | 35.65%-17.3pp |
| Employer contribution / active EE | $6,296 | $3,716+69.5% | $4,936+27.6% | $2,756+128.4% |
| Participant deferral / active EE | $11,443 | $6,649+72.1% | $8,071+41.8% | $4,299+166.2% |
| Admin fee / account holder | $15,038 | $7,957+89.0% | $13,005+15.6% | $6,940+116.7% |