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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,574 | $85,766+158.3% | $136,298+62.6% | $70,126+216.0% |
| Participation rate | 89.7% | 74.2%+15.5pp | 81.9%+7.7pp | 69.5%+20.1pp |
| Annual return | 6.03% | 31.46%-25.4pp | 5156.27%-5150.2pp | 73.15%-67.1pp |
| Employer contribution / active EE | $5,774 | $2,966+94.7% | $4,696+23.0% | $2,343+146.5% |
| Participant deferral / active EE | $10,412 | $5,051+106.1% | $6,247+66.7% | $3,332+212.5% |
| Admin fee / account holder | $47,707 | $5,421+780.1% | $9,244+416.1% | $4,645+927.0% |