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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,720 | $98,776+181.2% | $149,745+85.5% | $79,856+247.8% |
| Participation rate | 96.4% | 75.8%+20.6pp | 82.5%+13.9pp | 69.6%+26.8pp |
| Annual return | 7.45% | 27.38%-19.9pp | 276.72%-269.3pp | 31.71%-24.3pp |
| Employer contribution / active EE | $6,210 | $3,217+93.0% | $4,646+33.7% | $2,471+151.3% |
| Participant deferral / active EE | $11,664 | $5,681+105.3% | $6,843+70.4% | $3,741+211.8% |
| Admin fee / account holder | $18,227 | $6,053+201.1% | $9,312+95.7% | $5,306+243.5% |