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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,307 | $138,114+109.5% | $125,391+130.7% | $134,545+115.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -18.28% | 750.88%-769.2pp | 572.41%-590.7pp | 418.37%-436.6pp |
| Employer contribution / active EE | $8,372 | $5,246+59.6% | $4,816+73.8% | $4,742+76.6% |
| Participant deferral / active EE | $15,934 | $7,801+104.3% | $7,448+113.9% | $6,401+148.9% |
| Admin fee / account holder | $4,567 | $11,570-60.5% | $10,009-54.4% | $11,431-60.0% |