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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,213 | $89,370+185.6% | $141,197+80.7% | $72,976+249.7% |
| Participation rate | 93.3% | 75.1%+18.2pp | 82.5%+10.9pp | 69.5%+23.8pp |
| Annual return | 2.50% | 111.88%-109.4pp | 71.41%-68.9pp | 81.02%-78.5pp |
| Employer contribution / active EE | $5,496 | $3,115+76.4% | $4,736+16.0% | $2,440+125.2% |
| Participant deferral / active EE | $9,946 | $5,419+83.5% | $6,710+48.2% | $3,608+175.7% |
| Admin fee / account holder | $3,039 | $5,957-49.0% | $10,265-70.4% | $5,124-40.7% |