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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $342,397 | $105,200+225.5% | $159,474+114.7% | $85,847+298.8% |
| Participation rate | 96.3% | 75.8%+20.5pp | 82.8%+13.5pp | 69.3%+27.0pp |
| Annual return | 18.44% | 45.08%-26.6pp | 263.68%-245.2pp | 318.61%-300.2pp |
| Employer contribution / active EE | $6,226 | $3,319+87.6% | $4,831+28.9% | $2,565+142.7% |
| Participant deferral / active EE | $12,149 | $5,946+104.3% | $7,353+65.2% | $3,952+207.4% |
| Admin fee / account holder | $10,377 | $6,934+49.6% | $10,802-3.9% | $6,261+65.7% |