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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,815 | $77,817+224.9% | $123,553+104.6% | $64,173+294.0% |
| Participation rate | 83.3% | 74.7%+8.6pp | 82.3%+1.0pp | 69.6%+13.8pp |
| Annual return | 9.58% | 12.49%-2.9pp | 119.21%-109.6pp | 7.63%+1.9pp |
| Employer contribution / active EE | $5,507 | $3,014+82.7% | $4,628+19.0% | $2,381+131.3% |
| Participant deferral / active EE | $9,664 | $5,240+84.4% | $6,426+50.4% | $3,470+178.5% |
| Admin fee / account holder | $3,652 | $5,519-33.8% | $9,284-60.7% | $4,887-25.3% |