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| Provider | Service type | Compensation |
|---|---|---|
Service code 12 · EIN 13-3689044 | Recordkeeping fees; Distribution (12b... | $369,264 |
CHARLES SCHWAB & CO., INC.4 years Service code 33 · EIN 94-1737782 | Securities brokerage commissions and ... | $1,165 |
NATIONAL FINANCIAL SERVICES5+ years Service code 33 · EIN 04-3523567 | Securities brokerage; Securities brok... | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,443 | $44,794+26.0% | $90,336-37.5% | $77,775-27.4% |
| Participation rate | 95.8% | 66.6%+29.3pp | 73.3%+22.5pp | 73.2%+22.6pp |
| Annual return | 139.45% | 28.23%+111.2pp | 78.15%+61.3pp | 32.58%+106.9pp |
| Employer contribution / active EE | $0 | $1,809-100.0% | $2,856-100.0% | $2,504-100.0% |
| Participant deferral / active EE | $6,093 | $2,642+130.6% | $3,886+56.8% | $3,966+53.6% |
| Admin fee / account holder | $35 | $94-62.4% | $5,357-99.3% | $100-64.5% |