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| Provider | Service type | Compensation |
|---|---|---|
Service code 12 · EIN 13-3689044 | Participant communication; Account ma... | $435,280 |
CHARLES SCHWAB & CO., INC.3 years Service code 33 · EIN 94-1737782 | Securities brokerage; Securities brok... | $1,658 |
NATIONAL FINANCIAL SERVICES4+ years Service code 33 · EIN 04-3523567 | Securities brokerage; Securities brok... | $0 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,419 | $37,884+33.1% | $79,472-36.6% | $75,289-33.0% |
| Participation rate | 93.9% | 65.0%+28.9pp | 73.3%+20.5pp | 72.4%+21.4pp |
| Annual return | 1.70% | 1.06%+0.6pp | 718.32%-716.6pp | -0.04%+1.7pp |
| Employer contribution / active EE | $1 | $1,680-100.0% | $2,801-100.0% | $2,405-100.0% |
| Participant deferral / active EE | $6,189 | $2,569+140.9% | $3,704+67.1% | $3,739+65.5% |
| Admin fee / account holder | $86 | $77+12.2% | $5,104-98.3% | $102-16.0% |