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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,204 | $75,183+315.3% | $123,894+152.0% | $55,167+465.9% |
| Participation rate | 92.2% | 72.8%+19.4pp | 81.4%+10.8pp | 69.0%+23.2pp |
| Annual return | 6.10% | 19.01%-12.9pp | 47.52%-41.4pp | 169.23%-163.1pp |
| Employer contribution / active EE | $9,310 | $2,823+229.7% | $4,617+101.6% | $1,963+374.4% |
| Participant deferral / active EE | $6,334 | $5,084+24.6% | $5,984+5.8% | $3,054+107.4% |
| Admin fee / account holder | $14,004 | $663+2013.7% | $8,357+67.6% | $504+2679.1% |