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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,909 | $77,817+286.7% | $123,553+143.5% | $64,173+368.9% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -5.79% | 12.49%-18.3pp | 119.21%-125.0pp | 7.63%-13.4pp |
| Employer contribution / active EE | $7,495 | $3,014+148.7% | $4,628+62.0% | $2,381+214.8% |
| Participant deferral / active EE | $6,300 | $5,240+20.2% | $6,426-2.0% | $3,470+81.6% |
| Admin fee / account holder | $41,165 | $5,519+645.9% | $9,284+343.4% | $4,887+742.3% |